Recently, I came across a column in USA Today where a fellow member of Gen Z publicly criticized our entire generation for simply using our collective voices and political power to push for student loan forgiveness. The author framed it as Gen Z having a problem and a misguided attempt by an entire generation to secure a quick fix to a complex problem. The author went further, attempting to shame our generation for daring to use collective action to challenge the status quo and advocate for systemic change through our elected officials. 

As a member of Gen Z, I find this narrative that Gen Z has a problem not just dishonest but fundamentally flawed. The assessment oversimplifies a multifaceted issue and underestimates the conscientiousness of a generation deeply invested in the well-being of our society and its future. It is important to counter this narrative by highlighting that our collective advocacy for lowering the costs of higher education and student loan debt relief is grounded in a deep understanding of the challenges facing our nation and a commitment to securing a more prosperous future for all.

The ongoing criticism of President Biden’s student loan debt relief efforts from the political right as irresponsible often ignores the broader context of our current economic landscape, where the value of education as a public good is overshadowed by the burden of crushing personal financial debt. 

During the COVID-19 pandemic, frontline healthcare workers, many saddled with student loan debt, dedicated themselves to providing crucial services. At the same time, the political powers in Washington, D.C. provided businesses with substantial aid from the Paycheck Protection Program (PPP) loans. Since then, these politically connected businesses have successfully lobbied for the forgiveness of these substantial loans. Yet, in 2024, the discussion on forgiving student loans, which would benefit the same essential workers, continues unresolved. The quick forgiveness of over $750 billion in PPP loans, compared to the deliberate lack of action around student loan forgiveness, highlights a glaring disparity in our economic relief strategies, underscoring the need for a critical reassessment of our fiscal priorities.

It’s also crucial to consider the timing of these debates over student loan debt. As Gen Z and Gen Alpha, the first majority-minority generations in the U.S., come of age, the resistance to making higher education more accessible can’t be separated from the broader patterns of historic and ongoing systemic inequality. The rising costs of college and career training tuition and the subsequent debt crisis disproportionately affect those in diverse communities, creating yet another barrier to the American Dream.

It’s important to note that the financial burden of education doesn’t discriminate by the type of degree or certification pursued; it impacts those who have started on various educational paths, from bachelor’s degrees to vocational training. Our call for lowering the costs of higher education and providing student loan debt relief is not a demand for handouts but ensuring that the priorities of our nation are focused on its future. It’s about recognizing the importance of education in empowering individuals and ensuring our nation’s competitiveness on a global stage. Education should be a right, not a privilege, reserved for those who can afford to navigate a maze of loans and interest rates.


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The argument that debt relief encourages fiscal irresponsibility is a modern-day dog whistle used for political purposes. The real irresponsibility lies in a system that is specifically designed to burden its nation’s youth with a lifetime of debt, suffocating their potential contributions to society. 

Despite this ongoing disingenuous criticism, our advocacy for student loan debt relief reflects our commitment to educational equity and societal prosperity. It’s about removing serious barriers to the American Dream, not seeking handouts.

Gen Z’s support for student loan debt relief is not a symptom of entitlement but a testament to our awareness of the importance of education and our commitment to fighting for a more prosperous society for all. As we move forward, we cannot be distracted or deterred by false accusations of seeking easy solutions. Instead, let’s continue to embrace the complexity of the challenges we face and use our collective actions to create systemic change.

The future of our nation depends on our ability to educate and empower everyone. Whether their path be college or career education, the costs to receive that training and education should not be a barrier to accessibility. By relieving the burden of student loan debt, we not only make higher education more accessible but also embrace our belief in the transformative power of education. This is not about seeking a free ride but about ensuring that the path to the American Dream is not paved with insurmountable obstacles.

Haley Taylor Schlitz, 21, is the youngest Black person and youngest woman to earn a law degree in U.S. history. At 19, she graduated from the SMU Dedman School of Law and previously, at age 16, became...

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